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Planning Your Medical Future

 

Several types of legal documents are available to express your medical wishes if you become unable to make decisions. Taking time now to plan your medical future will give you a greater sense of security and peace of mind throughout survivorship.

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Planning Your Medical Future: Detailed Information

This information is meant to be a general introduction to this topic. The purpose is to provide a starting point for you to become more informed about important matters that may be affecting your life as a survivor and to provide ideas about steps you can take to learn more. This information is not intended nor should it be interpreted as providing professional medical, legal and financial advice. You should consult a trained professional for more information. Please read the Suggestions and Additional Resources documents for questions to ask and for more resources.

 

Most people want to make their own decisions about their medical care. They do not want doctors to decide for them what medical care to give or withhold, especially at the end of life. Yet, a majority of adults have not put their desires in writing, leaving their loved ones to struggle with doctors and among themselves about critical health care choices. Although talking with your loved ones about the specific care you want can be upsetting, it can protect your family from the trauma of making these decisions without your input should you become incapacitated.

What does it mean to plan for your medical future with legal documents?

Planning for your health care future is important to ensure that your desires for your medical care are carried out according to your intentions. Although you may have only limited control over the progress of your disease, with proper planning, you can affect how decisions concerning your medical care will be made after you become unable to do so yourself.

Why is it important for cancer survivors to use legal documents to plan for their medical future?

The cancer experience often includes making choices among a variety of complex medical decisions. One such decision is the kind of care you want to have in advanced stages of illness or prior to death. Because it is your life, you should be the ultimate decision maker about whether to continue medical treatment. Most doctors are trained to provide all reasonable life-sustaining treatment.

Throughout their lives, many cancer survivors are able to make decisions about their health care. However, cancer or a new medical condition may leave survivors physically or mentally unable to express their preferences. Because of this possibility, express your desires in advance.

What are advance health directives?

Advance health directives are signed legal documents that inform your family and doctors of your choices for future medical care, including whether you want to stop or not even start life-sustaining treatment. The two most recognized types of advance health directives are a durable power of attorney for health care and a living will.

A properly signed and witnessed directive acts as a contract between you and your doctor. Your doctor must honor your instructions or transfer you to the care of another doctor who will follow your directive. If you have not expressed your desires in advance, your doctors, after talking with your close relatives, will use their best judgment to choose medical care in your best interest. Every state has laws recognizing advance health directives, but they differ from state to state. Survivors can learn about the laws of their home state from the resources listed under Suggestions.

What is a durable power of attorney for health care?

A durable power of attorney for health care is a legal document that lets you appoint someone to speak for you. This appointed person is your agent or proxy. A durable power of attorney for health care allows you to transfer your legal right to make health decisions to your agent or proxy. Durable means that your agent can make decisions for you only when you are unable to. You can give any adult your power of attorney for health care. Your agent need not be an attorney; most people choose a close family member or friend. Make sure the family member or friend knows you well and will make decisions that follow your wishes.

What information should I include in a durable power of attorney for health care?

Preparing a durable power of attorney for health care is the best way to ensure that you receive the medical care that you want. You can specify any type of medical care. Doctors can prolong life in many ways, including with surgery, medicines, respirators, tube feeding, IV fluids and kidney dialysis. The more specific you are, the more likely you will receive the care that you would have chosen.

Give detailed instructions concerning:

  • Whether and under what conditions you should receive life-sustaining treatment
  • Whether and under what conditions you should have a do not resuscitate (DNR) order
  • Whether and under what conditions you should receive pain medication, artificial nutrition and hydration, or surgery
  • Your preference for where you want to receive treatments (hospital, hospice or home)
  • General language that covers unanticipated events in your health, finances or available medical treatment
  • Your agents’ names and addresses

Avoid vague words such as hopeless, extreme and heroic. Be specific when using words such as terminal or irreversible. You may consider your cancer terminal if your doctor tells you that you are unlikely to live for more than two years; your doctor may consider your cancer terminal only when you are within days of death. Specify under what circumstances you would want your doctors to withhold certain care or stop treating you. For example:

  • When your doctors agree that treatment would improve neither the quality nor length of your life
  • When your doctor believes that you are likely to die within a certain number of days, weeks or months
  • When you have exhausted all traditional medical treatment without success

Specify the type of treatment you want. For example:

  • Artificial nutrition and hydration (being fed through a tube placed in the stomach, upper intestine or vein)
  • Mechanical ventilation (a machine helps you breathe)

What is a living will?

A living will is a statement that tells your family and your doctor that you do not want your life prolonged by medical procedures if you are near death without any chance for recovery. Some of the topics in a living will include artificial feeding and use of a respirator if the person cannot breathe on his or her own. Similar to your right to refuse medical treatment, you have the right to state in advance of being incapacitated that you do not want to be kept alive by certain procedures.

A living will is not as effective as a durable power of attorney for health care because it simply expresses your preferences to your doctors. Your doctor may struggle with medical, legal, ethical and personal values that conflict with your living will if medical circumstances or pressure from a family member intervene. Your doctor and family may not want to lose you, even though you prefer to die with dignity. A durable power of attorney for health care gives legal authority to a person (not to a piece of paper), someone you know and trust to act in your place. Your agent can serve as your advocate to ensure that your wishes are carried out.

How do I make future health care choices?

The best ways to influence future medical decisions are to complete the types of health care directives recognized by your state and to discuss your decisions with your family and doctors to make sure that they will honor your wishes. Most states recognize both a durable power of attorney for health care and a living will. These laws vary widely as to when and how you may express future medical decisions, how old you must be, and how the law is enforced.

To ensure that your doctors and family respect your wishes, provide written clear and convincing evidence of your desires in an advance health directive. Clear and convincing evidence is the level of proof a court requires to accept an incapacitated patient’s wishes. If you are writing or revising a will, ask your attorney to prepare a durable power of attorney for health care and/or living will as part of your financial and health care planning.

You do not have to hire an attorney, however, to make a durable power of attorney for health care or a living will. Most states provide a form to complete and have signed by witnesses.

When should I make an advance health care directive?

Advance health directives should be created at the time of diagnosis. Your wishes should be documented before you begin treatment. The Federal Patient Self-Determination Act requires all facilities that receive Medicare or Medicaid, such as hospitals or nursing homes, to discuss health care directives with newly admitted patients. The law also requires the facility to record your health care directives as part of your medical records.

How should I choose an agent or proxy?

Choose someone you are confident will be willing and able to carry out your wishes as your agent or proxy. You may wish to appoint two proxies, the second to make decisions if the first is unable to do so. Critical medical decisions, such as withdrawing life support equipment, are very difficult. They should be entrusted only to those family members or friends who would make the same decisions that you would make about your treatment.

How often should I review my advance health care directive?

To keep your advance health directive current, review it regularly, and write your initials and the date you reviewed it on the document. If you change your mind about an instruction, write in your new instruction, initial and date it. If you decide not to have a directive any more, destroy each copy.

This document was produced in collaboration with:
Barbara Hoffman, JD

 

 

 

Planning Your Medical Future: Suggestions

 

Use the Practical Information Summary.

Making decisions about planning wills and other financial documents can be upsetting for survivors and their families. Having a list of items to discuss can be helpful. The Practical Summary helps you organize information about your family, medical wishes, finances and estate planning. The Practical Information Summary can be found at www.livestrong.org/cancersupport in the Download Worksheets Tab.

Getting copies of advance directive forms

You can obtain a copy of an advance directive form from an attorney, library, hospital or organization that advocates for people facing end-of-life decisions.

 

 

You also can identify your own end-of-life issues by using Five Wishes, an easy-to-use legal document offered by Aging with Dignity. There is a fee for this service. Five Wishes helps you plan your end-of-life care by identifying which interventions you want. It helps you identify:
  • The person you want to make care decisions for you when you cannot
  • The kind of medical treatment you want or do not want
  • How comfortable you want to be
  • How you want people to treat you
  • What you want your loved ones to know

Five Wishes meets the legal requirements under the health decision laws of most states and the District of Columbia. Even in states where it is not legally recognized, it can serve as a guide to help you discuss your end-of-life choices with your family and doctor. Five Wishes is available in English, Spanish and Vietnamese from:

Aging with Dignity
P.O. Box 1661
Tallahassee, FL 32302-1661
(888) 5-WISHES (594-7437)
www.agingwithdignity.org

Storing your advance health care directive

Give a copy of your health care directives to the people who will be involved in your medical care. Give a copy to your doctor to keep in his or her files. Discuss your decision with your doctor and ask him or her to continue to be your advocate even if another doctor will be treating you. Keep another copy with your personal papers (not in a bank safety deposit box) so that others can find it if necessary. Carry a card in your wallet that states you have a health care directive and where it can be found.

Finding an attorney

Your state or local bar association can help you locate an attorney with experience in drafting an advance health directive.

 

 

 

 

Planning Your Medical Future: Additional Resources

 

The resources listed below provide more detailed information and support services to help you plan your medical future.  Please read the Detailed Information and Suggestions document for more information and questions to ask.

Click on a resource for more information:

American Cancer Society
www.cancer.org

 

Email:  Questions can be submitted in English or Spanish from the "Contact Us" page. 
Phone:  1-800-ACS-2345 (1-800-227-2345) 
  TTY for deaf or hard of hearing callers: 1-866-228-4327 
  English-speaking information specialists are available 24 hours a day. Spanish-speaking information specialists are available Monday-Friday, 6:30 a.m. to 7:00 p.m. (CST). You can leave a message in English or Spanish 24 hours a day. 

The American Cancer Society Web site contains information about many of the challenges of cancer and survivorship. You can search for information by cancer type or by topic. ACS provides a list of support groups in your area, or you can join online groups and message boards. Some information on the Web site is available in Spanish, Chinese, Korean and Vietnamese. Information specialists can answer questions 24 hours a day by phone or email.

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Aging with Dignity
www.agingwithdignity.org

 

Email:  fivewishes@agingwithdignity.org 
Phone:  1-888-5-WISHES (1-888-594-7437) 
  Calls are answered 9:00 a.m. to 5:00 p.m. (EST) most weekdays. 

Aging with Dignity publishes Five Wishes, a legal document that allows you to express your intentions concerning your medical, personal, emotional and spiritual needs if you become seriously ill and are unable to speak for yourself.  Five Wishes is valid under the laws of most states.  There is a fee for ordering this document. A video that walks you through the document and provides answers to common questions is also available for purchase. Five Wishes is available in English and Spanish, with copies in French, Korean, Vietnamese, Russian, and Braille by request.

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LIVESTRONG SurvivorCare Program
www.livestrong.org/survivorcare

 

Email:  Send email through the Web site. 
Phone:  1-866-235-7205 
  Case managers take calls Monday through Friday, 9:00 a.m. to 5:00 p.m. (EST). Voicemail is available after hours. 

LIVESTRONG SurvivorCare offers assistance to all cancer survivors, including the person diagnosed, caregivers, family and friends. The program provides education, information about treatment options and new treatments in development, counseling services and assistance with financial, employment or insurance issues. To provide these services, LIVESTRONG SurvivorCare has partnered with several organizations, including CancerCare, Patient Advocate Foundation and EmergingMed.

The LIVESTRONG Survivorship Notebook is a tool that can help you organize and guide your cancer experience. The portable, three-ring binder contains a variety of information covering a full range of physical, emotional and practical survivorship topics. You may order a free LIVESTRONG Survivorship Notebook at www.livestrong.org/notebook. Shipping and handling charges will apply.

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National Coalition for Cancer Survivorship. A Cancer Survivor's Almanac: Charting Your Journey, 3rd Edition

 

Editor:  Barbara Hoffman 
Publication:  John Wiley and Sons, 2004 

This book contains information on a broad range of survivorship topics including employment discrimination, health insurance, financial planning, communicating with family and friends, and advocacy. It includes a resource directory of organizations and agencies that offer help for survivors. To order a copy, visit NCCS at www.canceradvocacy.org.

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