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1 AFTER TREATMENT: Emotions after Cancer Treatment
INSURANCE ISSUES what records MIB has and how those records
are used by insurance companies. You can
America’s Health Insurance Plans contact MIB to find out what information
www.ahip.org they have about your medical records and
Email: ahip@ahip.org what is available to life insurance companies.
Phone: 202.778.3200 You can also correct information that is not
accurate. Consumers are entitled to one free
America’s Health Insurance Plans is a report from MIB each year. You must request
national association representing nearly this report by phone.
1,300 member companies providing health
insurance coverage to more than 200 mil- National Association of
lion Americans. Their consumer informa- Health Underwriters (NAHU)
tion section includes guides on health www.nahu.org
insurance and managed care as well as links Email: info@nahu.org
to health insurance providers. Because Phone: 703.276.0220
AHIP is an insurance trade association, the
other links on the website do not necessar- The National Association of Health
ily provide consumer-related information. Underwriters is an organization that provides
consumers with free information about how
Health Insurance Resource Center (HIRC) to assess, review and obtain health insurance
www.healthinsurance.org coverage that will meet individual needs. On
Phone: 866.573.8466 their website you can review a glossary of
terms, search for an insurance agent and use
The Health Insurance Resource Center may their state-based database to review health
be helpful if insurers tell you that you are not insurance coverage options that are available
medically insurable. The HIRC website can in your state. They provide many consumer
help you learn about and identify whether guides related to different aspects of
your state has sponsored a “risk pool” to health care coverage.
provide health insurance coverage for people
to whom private insurance companies will not National Association of
sell individual policies. HIRC will also provide Insurance Commissioners (NAIC)
tips on purchasing insurance as well as advice www.naic.org/state_web_map.htm
on how to reduce health care costs. E-mail: prodserv@naic.org
Phone: 816.783.8300
MIB Group, Inc.
www.mib.com The National Association of Insurance Com-
Email: infoline@mib.com missioners can help you find contact infor-
Phone: 866.692.6901/TTY for deaf and mation for the office of your state insurance
hard-of-hearing callers: 866.346.3642 commissioner. The insurance commissioner
from your state can be contacted if you
MIB Group is a nonprofit membership believe an insurer is not treating you fairly or if
corporation that collects and shares under- you need advocacy help.
writing information among its 470-member
life insurance companies. If you have applied
for an individual insurance policy within the
last seven years and the insurance company
reviewed your medical history and records,
some of that information may be available
to other life insurance companies through
MIB. The website provides information about
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